VOLUNTARY BENEFITS
Critical Illness
Critical illnesses can be catastrophic for a family. This policy will pay a lump sum if insured is diagnosed with a critical illness listed on the policy.
Life Insurance
It seems impossible that it can happen to your employees until it does. Provide their families with the room to mourn the loss of their loved one by relieving them of some financial stress.
FSA/HSA
Flexible spending account and health savings accounts are ways to set aside funds for medical expenses that your health insurance doesn’t cover such as certain medications, inhalers, and homeopathic care. Ask us today about the difference and how this might help reduce your tax burden.
Gap Insurance
Fill the gaps in your health plan with gap insurance. This could be the perfect solution you were looking for to your high deductible health plan. Lower your monthly rates by choosing a high deductible plan then insuring the risk that comes with a high deductible by purchasing a gap plan!
Accident Insurance
In the case of an accident, insure your employees are covered for the extra costs incurred. These policies are available for both on and off the job coverage. Ask us about them today!
Provide wage replacement, up to a certain percentage, to your employees in the event that they are temporarily (short) or permanently (long) disabled. This commonly offered benefit is popular amongst many medium to large employers to offer as a fully funded benefit.