Dental Insurance

Dental plans can be offered on an employer paid or voluntary basis. Voluntary plans give employees more options with no cost to the employer!

Dental HMO

Under Dental HMO plans (DMO) you choose a primary care dentist. This dentist will be your initial doctor for all of your dental care. If you need to see a specialist, your primary dentist will refer you to one in the plan’s network. Premiums are typically lower and there are copays associated with each dental code.

Dental PPO

Under Dental PPO plans, you do not need to choose a primary care dentist. You can choose any dentist however it’s best to stick within the network so you can receive the discounts.